Health insurance is a contract with an insurance company, which agrees to pay some or all of your medical bills based on your “coverage,” or the terms of your policy. In exchange, the insurer is paid a set amount of money — a “premium” — on a regular basis. Most Americans have private health insurance, either through their employer’s group plan or through buying their own individual policy. Others are covered under public “safety net” programs such as Medicaid and Medicare.
About Brett Melton.
I grew up locally in Central Illinois, played basketball at the University of Illinois, and am happily married with 3 children.
For the past 10 years, I have been helping thousands of people find affordable health insurance. I prode himself in going above and beyond, and providing world class customer service to every person I talk to. Since all agents have access to the same carriers, I am able to always guarantee the best health guidance.